Despite the fact the credit reports can make or break any applications for loans or credit and even affect your ability to rent a home, a large number of people are in the dark about their credit status.
According to new research by uswitch.com, more than 15 million people have never checked their credit report. Failing to check your credit record is a big mistake.
The problem is, however, that they can be hard to understand even when you do. So don’t get caught out by a bad credit report, and read on to find out what you need to know.